Your Complete Turning 65 Medicare Toolkit
Everything you need to know about Medicare enrollment when you turn 65. Get organized, avoid costly mistakes, and make the right choices for your healthcare.
📅 Your Medicare Timeline
Important Dates to Remember
- 3 months before your 65th birthday: Initial Enrollment Period begins
- Your 65th birthday month: Medicare Part A and B coverage starts
- 3 months after your 65th birthday: Initial Enrollment Period ends
- October 15 - December 7: Annual Enrollment Period (for plan changes)
✅ Pre-Consultation Checklist
Documents to Gather
- • Social Security card
- • Birth certificate
- • Current insurance cards
- • List of current medications
- • List of preferred doctors
- • Recent medical records
Questions to Consider
- • Do you want to keep your current doctors?
- • How often do you travel?
- • What's your preferred pharmacy?
- • Do you take regular medications?
- • What's your budget for healthcare?
- • Do you want dental/vision coverage?
🚫 Common Mistakes to Avoid
- Missing your Initial Enrollment Period: Late enrollment penalties can last a lifetime
- Not comparing plans: Different plans have different costs and coverage
- Ignoring Part D: Prescription drug coverage is important even if you don't take medications now
- Not considering travel: Some plans don't cover you outside your service area
- Choosing based on premium alone: Look at total out-of-pocket costs
💡 What to Expect During Our Consultation
We'll Cover:
- • Your current health needs and medications
- • Your preferred doctors and hospitals
- • Your budget and financial situation
- • Your lifestyle and travel plans
- • Available plan options in your area
- • How to enroll and when
📞 Ready to Get Started?
Free Consultation Available
Don't navigate Medicare alone. I'll help you understand your options, compare plans, and make the right choice for your needs and budget.
📋 Download Your Checklist
Get a printable checklist to help you prepare for your Medicare consultation.
📄 Download PDF Checklist