Medicare Supplement Plans in Vancouver, WA
Medicare Supplement (Medigap) plans work alongside Original Medicare to help cover out-of-pocket costs like deductibles, copays, and coinsurance. These plans offer predictable coverage and freedom to see any doctor.
How Medigap Works
Fills the gaps in Original Medicare
Works with Original Medicare Parts A & B
Complements your existing coverage
No network restrictions
See any doctor who accepts Medicare
Standardized plans (A-N)
Same benefits regardless of carrier
Guaranteed renewable
Coverage continues as long as you pay
Portable nationwide
Coverage follows you anywhere
What Medigap Covers
Predictable out-of-pocket costs
Part A deductible and coinsurance
Hospital stays and skilled nursing
Part B deductible and coinsurance
Doctor visits and outpatient care
First 3 pints of blood
Blood transfusions when needed
Part A hospice coinsurance
End-of-life care coverage
Skilled nursing facility coinsurance
Rehabilitation and recovery care
Popular Medigap Plans
Plan F
Most comprehensive coverage
Covers all gaps
Complete coverage
No out-of-pocket costs
Predictable expenses
Not available to new enrollees after 2020
Grandfathered plans only
Plan G
Most popular for new enrollees
Covers all gaps except Part B deductible
Comprehensive coverage
Low out-of-pocket costs
Minimal expenses
Available to all Medicare beneficiaries
No restrictions
Plan N
Good balance of coverage and cost
Covers most gaps
Strong coverage
Small copays for some services
Minimal out-of-pocket
Lower premiums than Plan G
Cost-effective choice
Important Enrollment Timing
The best time to enroll in a Medigap plan is during your 6-month Medigap Open Enrollment Period, which begins the first day of the month you turn 65 and are enrolled in Part B.
No medical underwriting during this period
No health questions asked
Guaranteed issue rights
Cannot be denied coverage
Best rates available
Lowest premiums you'll ever get
Cannot be denied coverage
Guaranteed acceptance
Ready to Compare Medigap Plans?
I'll help you understand your options and find the Medicare Supplement plan that fits your needs and budget.
Important: American Senior Choices is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
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