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Part D Drug Plans in Vancouver, WA

Medicare Part D provides prescription drug coverage to help manage your medication costs. These plans work alongside Original Medicare or Medicare Advantage plans to cover your prescriptions.

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Senior person with Medicare card and prescription medications for Part D coverage
Prescription Coverage
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How Part D Works

Prescription drug coverage options

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Standalone plans or included in Advantage

Flexible coverage options

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Formulary-based coverage

Covered medications list

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Pharmacy network access

Preferred pharmacy locations

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Cost-sharing tiers

Different copay levels

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Catastrophic coverage

Protection for high costs

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What to Consider

Important factors for your decision

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Your current medications

Check formulary coverage

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Preferred pharmacies

Network participation

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Monthly premiums

Plan cost comparison

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Deductibles and copays

Out-of-pocket costs

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Coverage gap (donut hole)

Higher cost phase

Part D Coverage Phases (2025)

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Deductible Phase

You pay 100% until $545 deductible is met

Up to $545 (2025)
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Initial Coverage

You pay copays/coinsurance until $5,030 total

$545 - $5,030
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Coverage Gap

You pay 25% of drug costs until $8,000 out-of-pocket

$5,030 - $8,000
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Catastrophic

You pay $0 for covered drugs

After $8,000
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Important Medicare Information

The information above is based on 2025 Medicare guidelines from the official Medicare.gov website. For the most current and complete information about Medicare Part D coverage phases, costs, and benefits, please visit:

Source: Information sourced from Medicare.gov/basics/costs/medicare-costs - the official Medicare website. Costs and coverage phases may vary by plan. Always verify current information with Medicare.gov or your plan provider.

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What to Bring to Your Appointment

To help you find the best Part D plan, please bring:

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Complete list of your current medications

Include all prescriptions and over-the-counter drugs

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Dosages and how often you take them

Frequency and strength information

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Names of your preferred pharmacies

Where you like to get your prescriptions

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Any questions about drug coverage

We'll answer all your concerns

Ready to Compare Part D Plans?

I'll help you find the Part D plan that covers your medications at the best price.

Important: American Senior Choices is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

Call Recording: For quality and training, calls may be recorded.