Disclosures & Legal Information
Last updated: December 2024
Important Disclaimers
American Senior Choices is not affiliated with or endorsed by the U.S. government or the federal Medicare program.
Limited Plan Availability
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
Licensing Information
Timothy Jones
Licensed Insurance Broker
Washington State License #: [Your License Number]
NPN: [Your NPN Number]
Licensed to sell Medicare Advantage, Medicare Supplement, and Part D prescription drug plans in Washington State.
Compensation Disclosure
American Senior Choices receives compensation from insurance carriers when clients enroll in plans through our services. This compensation does not affect the cost of your coverage or the premiums you pay. Our services are provided at no cost to you.
Call Recording Notice
For quality and training purposes, calls may be recorded. By continuing with your call, you consent to the recording of your conversation.
Medicare Marketing Guidelines
All marketing materials and communications comply with CMS Medicare Marketing Guidelines. We do not:
- Make unsolicited contact via phone, email, or in-person visits
- Use misleading or confusing language
- Make claims about plan benefits without proper authorization
- Use high-pressure sales tactics
- Collect or store protected health information (PHI)
Carrier Relationships
We are independent agents and brokers who work with multiple insurance carriers. We are not employees of any insurance company. Our recommendations are based on your individual needs and circumstances, not on carrier relationships.
Enrollment Periods
Medicare enrollment is subject to specific enrollment periods and eligibility requirements. We will help you understand:
- Initial Enrollment Period (IEP)
- Annual Enrollment Period (AEP)
- Special Enrollment Periods (SEP)
- Medigap Open Enrollment Period
Limitation of Liability
American Senior Choices provides information and assistance with Medicare plan selection and enrollment. We are not responsible for plan changes, coverage decisions, or claims processing by insurance carriers. All plan benefits, costs, and coverage are subject to the terms and conditions of the specific insurance policy.
Contact Information
American Senior Choices
1101 SE Tech Center Dr #140
Vancouver, WA 98683
Medicare Help: (360) 472-4261
Other Insurance: (360) 261-3659
State Insurance Department
For complaints or questions about insurance, you may contact:
Washington State Office of the Insurance Commissioner
Phone: 1-800-562-6900
Website: www.insurance.wa.gov